What is a Health Cash Plan?

An inexpensive insurance policy that provides cover for the cost of everyday healthcare, such as routine check-ups and corrective/preventative treatment from your dentist and optician, plus protection against unexpected costs such as specialist consultations, diagnostic tests, hospital stays and therapy for minor injuries and ailments.

There is usually a fixed annual limit for claiming in each benefit category (e.g. Optical, Dental, etc.) and you can claim as often as you need to until you have reached your limit. Generally the premium is fixed at the same level for all policyholders, regardless of their age or the number of claims that they make.

Claims are made after the customer has paid for the treatment or service, and are usually reimbursed within less than a week.

Typical advantages of a cash plan

  • No medical required before joining
  • Can be used towards the cost of dental and optical treatment plus many other categories
  • Children under 18 are usually included free of charge when one parent is covered
  • Premiums do not increase with age

Examples of benefits available

  • Dental and Optical Charges
  • Hospital In / Out Patient
  • Specialist Consultations
  • Physiotherapy Fees
  • Home Help Costs
  • Surgical Appliances
  • Chiropody Fees
  • Personal Accident Cover
If you have a query about deductions from your pay / pension or claiming from your cash plan then please contact;

BHCA (Services) Limited
Unit 8 Cherry Hall Road
North Kettering Business Park
Kettering NN14 1UE

Tel: 01536 519960
Email: rosa.mcalindon@bhcaservices.co.uk